Financial services

We provide legal and regulatory advice on a wide range of financial services matters, supporting clients with authorisation processes and broader regulatory engagement.

Our practice focuses on financial technology, including payments, mobile and unregulated payment services, credit, cryptoasset services, and the implications of central bank digital currencies for the wider financial services sector. We act for regulated institutions as well as technology businesses seeking to enter or expand within this market.

FSMA advisory and transactions

We assist clients with transactional and advisory work under the Financial Services and Markets Act 2000 (FSMA), the principal regulatory regime governing the provision of financial services in the UK. FSMA regulates a broad range of activities, including financial instruments, investment management, banking, payment services, commercial lending and consumer credit.

Compliance and controls

We advise leading UK and international financial institutions on core obligations under these regimes, including financial regulatory compliance and the development of new regulated products and services. We also help clients stay informed of regulatory developments that may affect their businesses and support the implementation and maintenance of effective compliance monitoring plans and internal controls.

Regulatory engagement

Our team has invested considerable time in building strong relationships with financial regulators, including the Financial Conduct Authority (FCA), as well as with other regulatory and governmental bodies in the UK, the EU and across other jurisdictions.